Monthly Archives: November 2010

The Jar of Free Fun

As a stay-at-home mom, I am responsible for keeping the kids entertained and engaged, while maintaining my own sanity every day of the week.  And,  like most jobs in life, being successful requires organization and preparation.  Whether it be grocery … Continue reading

Posted in Affordable Activities | 1 Comment

Tips to Avoid Overspending this Holiday Season

As a follow-up to yesterday’s post, I wanted to share the article I came across in the Globe Investor: 10 Ways to avoid holiday overspending. Find great tips and gift ideas, such as chipping in to a group gift to … Continue reading

Posted in Budget, Christmas | Leave a comment

Christmas on a Budget

With Christmas just around the corner, it’s easy to get swept up by the excitement of the holiday season and the spirit of giving.  Most people enjoy giving, even more so than receiving.  So, here are a few suggestions to … Continue reading

Posted in Budget, Christmas | 6 Comments

Adjusted Hydro Off-Peak Rates Not Much of a Break for Families

The CBC reported this morning that consumers will benefit from an earlier off-peak hydro rate, starting in May 2010.  Instead of waiting until 9pm to start your dryer, your can now enjoy your laundry task during dinner or bath time for … Continue reading

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Non-Negotiables

Since starting this blog, I often find myself in conversation with others about spending habits and the best way to save.  Most of us who live on a budget question how to cut down on spending while still maintaining an … Continue reading

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Hydro Costs Rising

Posted in Polls | 1 Comment

Winter Is Near: 5 Tips to Help Reduce Operating Costs!

As winter approaches, we Canadians need to brace ourselves for falling mercury and rising heating costs as we struggle to keep warm over the next few frigid months.  Here are 5 tips to help reduce operating costs: Eliminate Drafts: Reducing … Continue reading

Posted in Saving | 1 Comment

Developing a Family Budget

Inspired by a conversation I had with a close friend yesterday, I decided to broach the subject of family budgets.  TD Bank Financial Group reports that Canadians’ personal debt has tripled over the last thirty years (see report).  Yikes!  Of … Continue reading

Posted in Budget | 4 Comments

Making the Most of your Local Resources

On the search to find activities to stimulate and entertain children, it’s very easy to get carried away and spend a fortune. It’s almost unbelievable that treating a family of four to a movie can nowadays cost upwards to $40 … Continue reading

Posted in Affordable Activities | 2 Comments